Search forum

They refer to themselves as a "legal outsourcing" firm! They leave messages using terms like "actions against your social security number and drivers license!" "Pending charges!" And any other creative scare tactics they can contrive! A voice message will say "filed with the firm of..." In an attempt to sound like a law firm! The collector will say they are not covered by the FDCPA because they are not a third party collector! Yes they are! They ran an add recently all over for collectors for a new business in Buffalo NY who has "the collector in mind!

Been a member here for about 2 weeks and have discussed different options. I have about $50K in unsecured debt as well as an $19K auto loan, a $7K motorcycle loan, and a $270K mortgage. I am past due 30-45 days on roughly 4 credit card loans but not past due on any vehicle or mortgage. We are a single income family, but the wife is trying to find a job. Our available cash is dropping to the triple digits which limits our options. I am now looking into a Debt Management, mainly looking at CCCS through MMI.

In October of last year, I disputed a credit card debt on my credit report. It was listed under the original creditor, and that was the only record of the account on my credit report. They were unable to adequately prove the debt was valid, and it was removed from my report. One month after it was removed, a collection agency, claiming to be working on behalf of the original creditor filed a lawsuit against me for this debt.

I revoked my ACH authorization with US Fast Cash, and offered to pay them the last $40 of the principal amount that I owe them. I just received an email offering a settlement of $160. Should I fight it or just accept their offer? If I do accept the offer, I can't pay $160 until 8/14. They say if I don't accept it by today, they will come after me to collect $520. I've already paid $360 on a $400 loan. I want to pay what I owe, but not ridiculous interest.

Find the contact information for your state's regulatory agency below. Alabama State Banking Department: Center for Commerce 401 Adams Avenue, suite 680 Montgomery, AL 36130 TEL 334.353.4513 FAX 334.353.4519 http://www.bank.state.al.us Alaska Alaska Division of Banking and Securities 550 W.

I live in Pennsylvania. PanAmCash biggestcash or Pdl Ventures USfastcash

I keep reading about people settling with various credit agencies for an agreed upon lower amount. For example they owe a card $6,000 but agree to settle for $4,000. If a creditor agrees to a lower amount, is that new amount required to be paid in full at one time? Or does a similar payment plan such as monthly payment still occur?

In Jan. we defaulted on our PDLs (he and I had 1 each at 3 diff. storefronts = 6 PDLs). We closed our accounts, so the checks bounced. (Had to move to our own apt bec the house we were renting a room in got foreclosed --- no choice bec it was the nearest to work, & we only share 1 car; his hours at work were cut; $2K car repair; we both went through divorces that were 5 years long overdue form our respective spouses, etc.) I made small payments but haven't been able to do so in the past 3 months.

I sent the loan validation letter to Alliance Asset Management representing Cash Direct Express GECC. Should be on it's way as I write. Is Cash Direct Express an illegal company? I live in Pennsylvania. I Already received a call from AAM this morning (7/20). They gave a family member a hard time because I wasn't here to take the call. I don't plan on returning the call and maybe having something miscontrued and taped. I sent ACH revocation letters to PDL Ventures dba biggestcash and USFastCash.

On June 30, 2009, Alabama authorities obtained a temporary restraining order that shut down the operations of this company. A receiver has been appointed and all assets are frozen. Allegro Law is not licensed with the Alabama Securities Commission. Acccording to the SEC leader, State Law requires such licensing by debt consolidation companies, which accept payments from people and forward the money to creditors.