OK guys, help, i am like around 70K in debt, combined income w/ hubby is 1ooK plus, almost all cc debt is in my name. called boa today b/c i have 2 accts w/ them, one acct has a bal of 24K; min pymt is 530/monthly another boa acct has 11K bal, min payment of 280/monthly. ( i have other debt w/ national city, commerce bank, discover, citibank)
Spoke to the rep, he suggested i check out debt mgnt co such as: Take Charge America, Nova Debt, Green Path, and CCCS.
I haven't called the companies yet, but have been researching here to see if others have used companies above.
What you all do?