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My husband and I have approx. 7 cards in collections. So I am dealing with 7 different companies (not a walk in the park). I did the debt validation letters and have not yet received any relpies. I tried to make offers but I just don't feel secure giving these people my banking information. My fear is that they will turn over the "unpaid" balance of the original debt to another collection agency. Here is my question, is there anyway I can deal with the original credit card companies? I would much rather pay the credit carid companies directly then pay the collection agencies.

We just called the 800 number on this website to ask for assistance with all of this PDL stuff and they told my husband that they would help us "if" we consolidated both payments and then paid them a "fee" to settle. Their fee is more than what we really even owe. The person my husband was on the phone with could "see" our PDL's, how is that possible. Sorry but I am afraid that this website is giving out false hope and false information.

We are tired of this and going around in circles with United Cash and One Click. We are in Florida and I have posted other topics about my situation. We are seriously considering just settling so that this can be over. My husband and I are both stressed and don't know if this is worth it. I called the FTC tonight and got the same blah blah answer the FL Attorney Generals office said, that someone would be in touch. When? What advice can anyone offer? Desperate in FL!!

I have been with them for over a year and only settled one account with them. But my other accout with them is now with Mann Bracken. Do I need my settlement company any longer since now this is with Mann? Plus I am getting pretty good at negotiating my own settlements and rates on my cc's

They sent my account to Goldman Roth Acquisitions. Anyone familiar with this company? I borrowed $700. Paid fees of $250. Lost my job and cancelled the ACH authorization, but e-mailed Webpayday many many times with payment arrangements...and they never replied to me. Anyway, this new "pre-litigation" company now says I owe $1440 and they will not provide with with any documentation. If I request documents, they say that will begin the lawsuit process and I will be sued. Not sure if they will work with me of not. I have to call back tomorrow. PLEASE HELP ME.

:D I was happy to finally settle this accout. This is our largest account and we have not been able to pay on it for several months. I was able to get them to a 42% settlement and I was happy with that. So I save over $7500.00 Woo hoo and they are letting me pay 800.00 in 6 months. I did not go with a company I am working with my creditors on my own.

Together Cash called me again today but it must not be that important as they haven't been leaving messages the last 2 times that they have called. I told them in an e-mail that I'm the one calling the shots and if they don't agree to me just paying the principal..I will file complaints against them and keep posting things about them on this website. I know that they are ILLEGAL beyond belief and it needs to stop. My bank account is closed. Was this the right thing to do??

i had defaulted on american express balance and now they have sold the debt to some collection agency and they refuse to work on the payments i can afford so i am not paying them anything what are my options also i live in jamaica not usa. what can they legally do to collect

Regent will not provide me any information they have regarding my alleged debt, I asked that they send me paperwork twice by email and a few times on the phone. I was told that they would present that paperwork when they saw me in court. Can they do that, or do they need to provide it when I ask for it? Any information is GREATLY APPRECIATED!

Me and my boyfriend have debt we try paying the minimum but with they cut our hours and now it's harder