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If one of your paydayloan companies say they are going to carry these claims to the courts, will they really do it. It is ACA Recovery/Norman Kalina for National PayDay Loan.

Not sure where to post this. didnt do a good job signing up and now my whole name displays when i post. I dont want to leave the site... just dont want my name to pop up on a google search with all my posts showing. Which ive already tried it and it does. Is there anyway to change this publicly seen information? I have gone through the edit profile steps with no luck.

Hello everyone. I was wondering if the following internet PDL companies require you to sign wage assignments when you take out a loan: Emarald Marketing Group; Impact Cash (now PDL Technologies); Integrity Advance; A2BCash.com; and Payday Max.com??? I was wondering if I need to include that I was revoking any wage assignments in my letter or not. Also, does anyone have an example letter to revoke my Wage Assignments that I can give my employer? Thanks everyone.

If I am the co-signor on a student loan and the person defaults. If they garnish that person wages, can they also garnish mine as a co-signor?

I have a cc with BofA that i have not made a payment too in 5 years. I am past the SOL here in california. I want to try and get a house, but i need to clean up my credit first. On my credit report it only says that BofA charged off the account for $5600, it does not say sold to colletction agency. How do i go about finding this debt? Should i contact BofA? Any help would be greatly appreciated.

I have 17 payday loans... yes 17. (deep sigh) two are storefront and in good standing. - legal here. the rest are internet and as best i can tell 3 are legal - payday one, speedycash, and I am not sure about cashnet usa. the other seven i cannot find liscense for in Mississippi and have started the process with help from this site. I have closed my bank account, sent out the revoke ach and do not call letters. I have sent dv letters to two of the illegal ones. Now here is the big problem. Last month Husband lost his job due to being hurt on the job.

I just want to tell Shazzers THANK YOU!!! You gave me a step by step guide on what to do with this payday loan mess and I sincerley appreciate you for that. I was extremely overwhelmed with my predicament and even after coming here there was a LOT of info to process :? You broke it down in such a way that I could take a deep breath and handle my business 1 step at a time.

Hello all! I would like help negotiating myself and not go through a PDL consolidation program, to pay even more fees. All of mine are Internet and I live in Virginia.

I sent NCO Financial a cease and desist letter two weeks ago. Sent it certified, recieved the return green slip last week, signed and dated. Yet they are still calling, 6 to 8 times a day. What now. Thought about a second letter, pointing out that it was a second, and actually cutting and pasting the section of the law that says stop. Someone mentioned I should "cc" the FTC on it. Any thoughts?? I dont mind getting a little tough. I work in a law office (holding off talking to the lawyers, till I get in deep). They can try what they want.

Who are these people that keep calling from the "law office"? I get so many different names and phone numbers. I called them yesterday and asked for the person who left me the message six times and when the lady answered, she didn't know anyone by the name of Paul Walker, then she got snippy with me and told me to hold on. I heard her ask "who is Paul Walker today". he got on the phone and we battled about him calling me at work, repeatidly and at home. I told him not to call me anymore to send any communication via email.