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Hi, hoping someone can help advise on this. I defaulted on a loan from Imagine Card. They sold it to Jefferson Capital, and now Simm & Associates has it. They have called numerous times and the few times I have talked with them, I have asked them repeatedly to send me something in the mail. I have received nothing from them. Today I asked the lady again about sending me something in the mail. She confirmed my name, address, and last 4 digits of my social security number. They obviously have my information. She said this was from Jefferson Capital about my Imagine Card.

So I had three things happen today: 1- First National Security yada yada aka Payday Loan Yes called me at work. Since I have a direct line and caller id I normally screen BUT I didn't recognize the number. So I picked up and before she could even get out the full name of what she was calling about I hung up. Easiest way to get rid of them right? Well she calls and leaves me this voicemail saying how rude I was, and they never would've lent me money if they had known I was rude (wish to god they'd known).

I was exploring the world of a starving artist for first several years that followed my schooling (defaulting all they way). I now have (thanks to the school and experience) have the ability to start paying off my student loans. I have been saving money for the past several months as I was trying to figure out what I should do. As I was slow of foot, that decision was made for me. Wage garnishment. I'm in the process of trying to re-establish myself, I'd like to buy some property/house one day.

i have sent many many C&D Letters to United Cash Loans and 500 Fast cash and they still persist in calling me at my office. I have overpaid them more than what i borrowed and they still say i owe them alot of money. I tell them everytime i speak with them NOT to call me at the office, and i hang up. They still persist and call almost every other day. What else can i do?

I took a loan out with CTC and they send me an email on June 17 regarding my account in collections. I then contacted the company and they threatned me about calling my employer to do a wage assignment. I filed a complaint with my attorney general office, I went to the bank to close my account and I provided my employer with a letter stating I revoke CTC of any wage assignment. I got a few calls at work today stating that I had until tommorrow to pay them. Later today I tried to log in my accout on CTC website and it stated that I had no access to this website. What does that mean?

The Bureaus, Inc. has now put its mark on my CR. They retained the services of ARS to collect on a charged-off account of mine this past April. The Bureaus purchased this account right after charge-off. The Bureaus has now listed on my CR under different account number, as a new debt, as them being the original creditor. All this during the validation period. Am I wrong but have they not broken about 4 laws with this one entry on my CR? I have attempted to be civil to these people as I know a bunch of the debt is in fact mine.

Does anyone know if this company is a collection company? Are they part of Cash Central. What are their responsibilities as far as the FDCPA and FCRA?

I'm not sure where to begin to take care of my pay day loans. These are over a two year period. They are all internet loans. Are these companies legal? I have no idea how much I have paid them. I only know how much I owe a few of them. Instant Cash USA $300 - owe $540 Summit Group $300 - owe$430 My Cash Time - $300 Pay Check Today - $300 1000 easy payday loan $300 - owe $480 Sandpoint $200 Sagamore $250 - owe $325 I know I need to start paying them. Where do I begin and should I start with the oldest first? I want out of debt.

I have 30k on 2 chase cards. On both of the cards I have never had a late payment or gone over limit.One of them I juse wrote myself an 8000 check on that they had sent me in the mail at 3.9% . I needed to catch up on other bills. How should I go about setteling these? Should I at least make one payment on the card I took the 8k on? I can make one but after that there is no more money.

I was trying tio go back to school and I have a defaulted student loan please help me