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Can anyone tell me where to get a list of non-chexsystems banks in iowa?

Hi All, I tried to ask some questions as a guest but got sidetracked and could not find my way back to where I was. I live in New York State. Fot the last several years I have been using PayDay Loans to make ends meet. My job has cut hours now so Im really in a pinch trying to get out of this. I nearly made it a while back but... Im in for about 900.00 doesn;'t sound like a lot but Im really in a bind. I don't want to close my account as it has other things tied to it.

I'll be defaulting in about 6-7 months because I can't find anymore 0% credit cards since they changed the lending guidelines. I have about $80,000 in debt, from a good investment gone bad, spread amongst Chase, Citi, Discover, and American Express. I have access to about $40,000 more that I'm going to take out so I have some money to negotiate with during settlement. My question is when should I take this additional $40,000 out? Should I take it out now and make payments for 6 months?

they have garnished my wages and still threating me with taking me to court to sue? can they still do this?

I am located in MS. I have attempted to contact a few of these companies and request that I be sent to collections and have payment arrangements set up. They have all denied the request. I have about $600 in fees removed ever paycheck and it is drowning me. I need so "step-by-step" assistance on how to deal with this. My major concern is my bank, as I do not know yet if they will put a debit freeze on the account. If they do, I am willing to bet they will charge some crazy fees themselves.

[font=Times New Roman][/font][color=Red][/color][size=3][/size]I received something in from Suntrust bank that i had a balance of 280.00 and i closed that account in 2006. Today i received a chexsystem report and i stated 490.00 from Suntrust. I received a letter in the mail from NCO Financial and that stated 365.00. What am i to do about this? I am trying to fix my credit :?:

A credit card company levied my bank account and will not release unless paid in full. Can I do anything to get payments started and release levy? I called the creditor and they said no! **Mod note...moved from the student loan forum since this had nothing to do with wage garnishment.

Hi, I need to ask some questions. Is it true that internet payday loans are illegal in NYS ? I have fallen into the trap and Im screwed. Is there a company that will do a consolidation loan to help me get out of this? Its not a lot of money about 900. all together but its killing me any help out there?

I have a couple of pdls I am trying to get paid off; what is the best way to go about this when you have limited funds? Any advise would be appreciated. Thank you.

I have been dealing with these people for the last two weeks. I got home from work last night and there was a message on my answering machine stating that they were calling about a pending civil matter and that they had sent the requested documentation on three different occaisions. They were willing to possibly settle out of court. Can they leave all this on an answering machine? Their first call to me was on May 8th and I told them at the time that if they had no documentation there was nothing to discuss.