Hello,
I am soon to be a single mom, with basically no assets, that brings home less than $500.00 a month income. I owe (now that the CA has added more fees) about $30,000.00. I now have a collection agency after me for my student loans, I was going to use a company called Default Management Services Inc. Has anyone heard/used them? I've considered offering the CA 15% of my income, which is what they will get if they take me to court, right? I think maybe I should send a certified letter with proof of income stating I want to rehabilitate my loan, using 15% of my income.