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I am interested to find out weather or not Collection agencies can and will remove any information from your credit report. I am in the process of negotiating settlements with some accounts that went to collection after a accident that kept me from work for about 2 years. I don't deny the debt and want to get them under control so I can move forward as I am self employed, have a working relatonship with my hometown bank but may need other option in future. I have sent letters to compromise the debt to several on different terms for each.

hi all i have a problem. last night my mother in law called me to say that someone called her looking for me and that if i did not call them back that they were going to come down to my job and humiliate me in front of my co-workers. first of all, i live in mass. my in laws live in North Carolina. my fatherin law wrote the number down and got it wrong becuase he was so upset by the whole ordeal. also the caller told him that they were calling from mass.

How do you tell if your CC accounts have been coded such that you are not a good candidate for settlement or such that you will not get a settlement opportunity? Anyone know how you could find out? For example, some have great success with Discover, while others are sent almost immediately to CAs.

ok, so i need some info on the following companies / and what the maryland laws are for them: outback bucks payday loan yes e-payday loan ameriloan 500fast cash cashnet usa eastside lenders 3b payday loans i borrowed from some of them recently, and some of them in the past. i have since changed my checking account information, and they are now calling and sending me e-mails me all the time. they have started calling my place of employment asking to speak with my supervisor. i had one from e-pdl tell me that the were going to list the account as fraud status on my credit report.

Is it a good idea to use home equity to pay off debt?

I Have internet payday loans with the following: onceclick cash $400 Pd $480 Impactcash $350 Pd $210 Loanshop $500 Pd $300 Centurion $500 Pd. $300 Ameriloan $450 Pd $135 MYI $350 Pd $440 UP Front Cash $700 Pd $410 Pack Management $300 Pd $90 Integrity $500 Pd $300 High Country $300 Pd $0 I have Filed a compliant with the BBB about oneclickcash and sent several emails with no reponse. They tell me my account is with the compliance department and I can only email them.The have until the 27th of April to respond to the BBB. I have emails in regards to the laws in the state of Ky.

For anyone trying to settle with Discover, you must know this. Their left hand does not know what their right hand is doing. When the regular collections department, or the hardship department (two different groups) call you, they will tell you that your account is not eligible for settlement. However, they have another group call the 'web group' that does do settlements. Go to cardmemberassistance.com and fill in the blanks on the form there.

Hi everyone, I've been reading this forum and found all the advice very helpful. I'm in need of a little advice myself, so I'm someone can help me to determine if the following loans are legal in New Jersey: Ameriloan - Borrowed 350, paid 315 LoanPointUSA - Borrowed 300, paid 0 Midland Financial - Borrowed 200, paid 60 I realize these were a very very stupid idea, and now I'm trying to get caught up. I've already revoked the ACH withdrawals, mostly because of all the stuff I've read about LoanPointUSA, aka Geneva Roth.

I currently have 2 accounts with boa for 23000 total,which is a little under half of my total ccard debt.I have a chase for 8400 and a juniper for about 9000.I would like to settle those accounts while continuing to pay on a couple of citi cards and a discover which total about 11000 alltogether.Now i have a job and my wife works also,we have just overextended ourselves and looks look either this or bk.Would this work or possibly a better combination would be to include the citibank and keep the juniper as i dont know how juniper does in settlements.I want to settle enough accounts so i have e

I have received a phone call from Evans Law Assoc. regarding collection of an unpaid loan I had with e-payday-loan. They left a message and I called them back. I googled them on the Internet and I didn't like what I was reading - complaints and lot of angry people. Also, their BBB status was F. So I mailed them a certified letter requesting a debt validation. The letter was received, and today I got a phone call from them again (even though I asked not be be contacted). I again requested a debt validation letter, the lady said she'd email it to me.