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I have 7 PDL's and cant afford my next round of payments. i heard my loans were not suppose to be more that 300 in CA. is this right? are these companies legal? what can I do? I have Payday One $295 pymt $295 balance Cash Central $297 pymnt $297 balance Zip19 $480 pymt $480 balance PaydayMax $155 pymt $581 balance National Payday $100 pymt $500 balance EZPayday $155 pymnt $455 balance Integrity $100pymt $250 balance I need to get out from under this debt and would like any help with advice that I can get. Thanks!

I am 22 years old. I got a payday loan from HUSHHAWK Group (internet based) for $100. They have been taking $30 on the first and the 16th of every month now for MONTHS. I cannot seem to get them to stop. The loan has been WAY overpayed!! I am considering closing my account. I also have a loan through CASHNETUSA.com for $300. That loan is due to come out on the 27th. I will not have the money to pay it. If my account is closed can I set up an arrangement with them? WIll I go to jail? I am pregnant and just want out of this mess.

Does anyone know the sol in Louisiana?

Help! I made a mistake of getting a payday loan and I have been in a vicious cycle and one loan has turned into 7. I don't have enough money anymore to make my payments. I have: Payday One - $295 pymt/$295 balance Cash Central- $295 pymnt/$295 balance Zip19 $480 pymt/$480 balance National Payday $100 pymt/$500 balance PaydayMax $155pymt/$581 balance EZPayday $155 pymt/$455 balance Integrity $100 pymt/$250 balance These are all internet lenders. Are they legal, how can I get out of this craziness? are they taking payments in line with CA law?

Can a payday loan acctually garnish my wages. I am from PA.

Okay first - I apologize if this is a repeat - I thought i'd posted this but then after 10 minutes couldn't find it, so may have not gotten posted. ----- I'd like to clarify the difference between illegal pdl rates and legal rates. We have notes with 3 storefronts here in illinois - Sun Loan, World Finance, & Banner Finance. Each place charges more than 100% interest. I have the contract from World here and have read it over and over and cannot find any information about it being backed by a bank (like Cash Call).

My wife got a call from her mom last night claiming that an attorney has called her and claimed that they are sueing my wife. She gave us the number to the attorney and we called him. He states that they have filed suit in Tarrant County( Ft. Worth, TX). Called Tarrant County this morning and they have a suit that they have been trying to serve since November. We have not lived at the address on file for 6 months. So now we are waiting on being served. What do we do now and how do we proceed? Midland is tring to collect for Household Bank is about 6 months from being out of SOL.

I have recently learned that if you choose to engage in a debt settlement program that 1) you open yourself up to litigation for the entire debt and 2) while in debt settlement, the credit card companies can continue to raise your interest rate on the account making your debt higher than what you started with. Is that true? Has anyone experienced that. I am so confused with what to do.

I had a judgment against me from LVNV Funding. It was over a year ago and it has never showed up on my credit report. Will it ever show up or am I just lucky it hasn't been placed on there?

The new bill to amend the truth and lending act regarding payday loans. A lot of repayment stuff in it. :)