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I recently received a letter saying that my paychecks would be garnished for unpaid hospital bills...just wondering if they will take my tax refund too?

So I had a charge off with a credit card years back that was a fair amount and my credit took a hit. So be it, I was young and misused credit and have accepted the consequences. As Citibank sold my credit real cheap to a collector it got passed around between these dirt balls for a few years and I finally laughed at these guys and was no longer in fear of their scare tactics. I actually frustrated them in many ways. So it ended up with a firm in Northbrook called RESURGENCE FINANCIAL. They are all over these financial credit chat rooms as being very deceiveing by summoning me to court.

I live in Ohio and have several PDLs (all storefront). I have been paying and reborrowing for several months now --I just want to get out of this cycle. BEfore the new law took effect many of the storefronts were members of CFSA and allowed EPP payment plans. Does anyone know if the new small loans that Ohio storefronts offer now have any type of repayment plan? I asked and they said I couldn't set up payment plan if I default. I would like to set up an EPP if they still exist but I don't think they do now. thanks for any help ...I'm drowning in PDLs

-a firm for Cache. It is for 11k and I am not sure-I think it is originally from MBNA. I received the notice a month after it was sent because it went to my former address. I sent a debt validation letter but the letter was sent on 1/28/09. Do they legally have to respond even though it's over 30 days. Also, if they can get a judgement against me-can they go after my husbands assets(I live in California but these debts were obtained without his knowledge-under only my name and SS#.

Ok, I have have another name on here but I can not remeember the password so this is not my first post, but I am in jam. It is time for me to definatly start debt managment/consolidation. I just recieved a letter from an attory about one of my debts which is 3700 from citibank. I also have 3 other cards from citibank. A total debt of say 12k from college expenses. I live in NJ and have two options to go with, johnson law group and careone. My brother who also obtained debt in college through credit cards just went with careone, but he has not even made his first payment yet.

I was recently surprised by my last paycheck. I had a wage attachment for a debt owed to my previous landlord. True, I did know I owed them, but I was totally unaware of garnishment proceedings. So therefore I was unable to contest or even present to the court the reasons for me not being able to pay the debt. Is there anything that I can do since I was not served properly. The landlord, KNEW I no longer stayed at the same residence, but of course did know where I worked. So why was I not served at least at work.

What does "Motion for Nonsuit Without Prejudice" mean?

Hello, My wife and I reside in NYC in Oct of 08... My wife and I currently are about to file tax returns together for the first time. I have no wages for 08 beyond my taxed unemployment payments. My wife was employed for half the year. My wife is 6 months pregnant and we need the return for the nursery. I have several outstanding judgments for tickets, violations, loans and other valid debts in various states of collection and/or judgment. Now presuming we have to file jointly (which I presume we must) is her return liable for my judgments? Should I file at all with her?

How are pdl companies saying they are getting payments from a closed acct? my bank returned them as closed acct but some send me email conf. of payments.

I just recently closed my acct so that the fees would stop. my cu even called me to ask me if I wanted all of the ach's trying to come through sent back as closed acct and they did. so why am i getting emails saying they received payments? ie evn checked a couple sites and it has my info updated as getting a "payment" which is just the finance charge anyway.