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I have done all the work suggested in these forums. My bank account is securely frozen as this will ensure these illegal debits get returned. I have a secure account at another bank which I will never compromise. Out of the 9 illegal lenders, I have only been able to get a PIF email from 2 of them. The calls have stopped, but I'm afraid if I don't get something in writing that says PIF status, that I will run into problems down the road, as it seems like some people have here in these discussions. Any suggestions on how to get these people to give me a PIF?

Thank you to all for this forum!!!! I am new here and currently looking to rehabilitate my student loans which are currently in default. I will post my story later, which is not too different than any others, divorce, custody battle, relocation, lost job, etc. Anyway, thank you to the Mods for the information that has been posted, as I have been reading as much of it as possible. However, I am trying to work with the company that is currently collecting on my loans, with little avail. I had verbally requested they rehab the loans and that fell on deaf ears.

Anybody know a good BK att in NJ

Im thinking about filing BK chap7 and my house loan is 154000 and its worth 200000 or so but im married and filing alone do ya think theres still a good chance at losing house (house payments are good )credit card debt is the problem

Does anyone have experience with CheckNGo - I am hoping that I can work out a payment plan with them and was wondering what to expect. Thanks!

I was looking into debt management/settlement companies. But even to go with them my payments have to fall behind. Has anyone let payments fall behind and just negotiate on your own? This seems to make more sense rather than pay a company to let my bills fall behind.

Does anyone have any idea what this phone number is? 718-452-6281 Thanks

has anyone worked with a company that does debt settlement or also known as debt negotiation? Hard to find a reputable one.any suggestions of who to use/trust?I'm in the massachusetts area.

Hello, Dose anyone know where I can find a template to respond to a summons on a debt collection? A M

Please help. I have several payday loans in Texas and want them paid in full but I continue to pay more in fees than I can afford. United Cash Loans $300 loan /paid $605/still owe balance of $195 to pay in full mycashnow.com $880 loan/paid$409.64/still owe balance of $1465.20 US fast Cash loan $300/have paid $180, payoff balance $390 Can someone please offer suggestions as what I can do legally