Search forum

Can a debt collector place you on a repaymet program at 9 payments arrangement and after your final payment they tell you "due to the economy we need 10, because a lender did not pick your loan up."

hello i live in New York State, Corning . i have 5 payday loans totaling about 3000. webpayday 500+125 = 625 paydayyes 1000 + 250 = 1250 instantcashusa 300+ 90 = 390 mycashnow 360 + 70 =430 500fast cash 300 + 90 =390 i have borrowed from each of these over 4 to 5 times a piece and paid them back several times over the principle. my first step today is to use a personal day from work and go to my bank to have a ACH block put on my acct (debit day is this thursday) and then try to get these things taken care of for good. please help me with what steps i should take after that.

I am new to this whole process, but my situation is like many of you here. I am just starting the process of going bad on all my CC's and I'm awaiting my first calls. My question to the forum is, what basic information should I collect when I get a call from each OC? I have read that it is important to keep good notes through this process and I would appreciate a few suggestions on what information is most important to collect from each OC. Also, what type of info should I relinqish to them about my financial situation? Any insight would be greatly appreciated!

I have been ableto work with most of my creditors X-cept B of A- They turned the accnt over to NCO financial-I sent NCO & b of A a letter requesting supporting docs since I have no record of that accnt #- No response but was threatened w/debtors jail by NCO so Bof A pulled the accnt from them & gave to SRA assoc. Still Dispute due to Accn#(I do have 3 B of A accnts-# not even close)Now SRA is saying they are going to court to force sale of furniture. I already lost my house,car and 5th wheel- I need furnit. Husband had 4 oper. for sinus tumors last yr. What if they don't validate the deby

I entered a debt settlement agreement with Chase bank. The settlement was for three payments to satisfy the debt. Chase has record of the first two payments, however, says they did not receive the 3rd and final payment. I made the third payment via telephone on the date as agreed and have my bank statement showing it was taken from my account. However, what was taken from my account was $300 more than what Chase agreed in writing. When I realized what had happened, I called numerous times, sent a letter with my bank statement but no department could help.

This peaks my interest... Not necessarily anything wrong, other than maybe some plagiarism. But I wonder why our member "enlightened" posts mostly come up as .jpg image files, and not as actual text? Is this something DCC is doing to keep google from scanning the post?

New Beginnings took $3000 of my money as Fees. I am really pissed since they did not settle with the creditor that eventually filed a civil lawsuit against me. I would need help. Can I file a claim against New Beginnings in a small court? Since they did not settle my debt, why would they charge me so much in fees? I felt I pissed all of my hard earned money away to these rotten scoundrels!!! And I am in even deeper debt than before! No wonder this country is going to dogs!!!!

I e-mailed my letters to the IPDL's and OMG LLC responded first. I am copying and pasting to you there response. Hope this alright? or is there a better way. Quote, Please be advised that your original loan packet has been emailed. Please review the "Governing Law" section on the Loan Note and Disclosure. The copy and paste you have found on the internet is referring to check deferment lenders. We are also sending the lender's payment options. Sent information for Kentucky OSL Marketing Inc.

How does all this work? I don't have a lot of stuff and may have to consider BK for unsecured CC debt. I don't want a trustee to come to my home and tell me what things I have to sell when I don't have much to begin with. If that is the case I will have to find another way to deal with this.

Backgroud: Visa cards were charged off in 2002. Asset and LVNV became owners of these two old credit card accounts. When the Visa accounts were charged off, the balances were a lot less than they are now, as listed by Asset and LVNV, on my credit reports. Question: Can Asset and LVNV keep charging interest year after year, when these old accounts were closed in 2002?