Please help . . . .
Had a citibank credit card for a long long time. It was at $30,000 at one point. My husband brought it down for me to $11,000 in the last three years. We could no longer afford the payments which were $560 per month. We were still paying interest on it as well. The card was in my name only and I tried working something out with them. They said they would get back to me. . . . . a little history, - - - I have been a full time student for the last few years so I'm not working.