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Fraud Calls

17 years 4 months ago
World Financial Network Bank has my cell phone number in error. They continue to call asking for a Laverne Richardson I have asked numerous times to remove my number. I do not know the lady at all. I have asked to speak with Managers and many of the customer service rep she hang up the phone. Yesterday I have received four differenct calls from reps; Ms Kelly, Cara, Michael, and Timothy. By law they can not call more than once a day. The numbers the calls came from were 614 729-6079, 614 729-6812, and 303 255-5075.

 

student loan wage garnishment

17 years 4 months ago
hi, I received notice of admin wage garnishment postmarked nov. 28th. I contacted the CA handling my loan and was advised consolidation would pull it out of default. I filed all consolidation forms online dec 23rd, contacted DOE and was advised everything was fine and would receive consolidation payment info in approx. 30 days. the woman from DOE advised me no need to contact the CA... then I received mail from DOE stating my consolidation app was cancelled because the CA filed for wage garnishment jan 2nd and sent paperwork to my payroll office.

 

Just stop paying all unsecured creditors - ramifications?

17 years 4 months ago
I am interested in finding out what would happen if I stopped paying my credit cards. I have about $85,000 in cc debt and have paid the minimum payments on them on time for years. I am not currently using any of them. If someone wants to discuss the morality of this, or wants to offer other options, please start a new thread and discuss it there. I just want to know what would happen. I live in Texas. I own a house, but have no other assets to speak of. This is what I think would happen. Tell me if I am wrong. My credit score would plummet.

 

Florida PDL HELP

17 years 4 months ago
Where can I find out if an Online PDL company has a license in Florida? If they dont what needs to be paid back? I intend on paying back the loan but a 300 loan seems to have turned in to 1200? I have about 6 and I need a plan how to get this done. I guess I need to start with a verification letter and a C & D letter right?

 

Help - Bank Overdrawn b/c of PDL's

17 years 4 months ago
My bank will not put a freeze on my account. PD loans hit every two weeks. I am now overdrawn 1300.00 (last month it was half of this). I do not know what I can do. I contacted one payday co and was able to make arrangments but can not get ahold of 3 of the other companies (actually one PDL company told me that they would continue to hit the bank as many times as it took to get their money back). How can I make them stop? I just want to set up western union payment arrangements - not skip out on the loans completely.

 

Palisides Collection

17 years 4 months ago
It appears that many of us who are writing in on this Blog have the same concerns regarding the Palisades Collection Agency. I have the same concerns with falsifying accounts that don't exist. It will be a cold day in hell before I pay for something I don't owe. I honestly believe this company operates in fraud and diception. I think if there was a way for us all to coordinate our efforts, we could get the results we want.

 

proper service for court appearance

17 years 4 months ago
I havent lived with my ex since 2002. I have lived in the same house for the last 6 years. My ex recently called me and told me that he signed for a piece of certified mail for me. I asked him to open it and read it to me and it was for me to appear in court for a debt that is well obviously very old. Since i havent lived there in so long and i am not the one who signed the certified receipt, and i know the creditor knows my address, (i have received mail from them here at my home) isnt that considered improper service.

 

PDL

17 years 4 months ago
Currently have about 6 PDL thinking about signing up with Progressive debt relief. Just trying to fiure out what to do with this mess I got my self in

 

Wage garnishment

17 years 4 months ago
Can the pdls really go after my wages? I've written the C&D letters and frozen my bank account, How do I protect my paycheck?

 

pdl 3 question

17 years 4 months ago
got a email today for payday loan yes and this is want it states. Your payment with Payday yes has returned back to me from your bank. I can save you some money by placeing a hold on your account and stopping all finance fees. If you choose not to call me back then your balance will keep going up and we also will report you to SCAN which is a national date base of return items and thousands of retailers use this system and it will effect your ability to write checks.