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i sent out my letters also i filed complaints with the pa ag and the bbb. how long will it take till i hear anything???

mte is still taken out of my account an the have no contact # should i close my account. can they garnish my wages

Okay, Colorado, within sol of 6 years CA (current assignee and owner) suing me for credit card debt. I want to make them responsible for burden of proof by making them have to produce a document signed by me from the original creditor (BOA) agreeing to the terms of that creditcard agreement. Question 1: If I was approved for this credit card by filling out application online, (electronically signed via internet) what exactly do they have to provide to be considered legal proof that the account is mine?

Is it legal to ask that your ex to pay all outstanding bills and have the judge "make" him do it at the time of divorce?

Ok, here is my situation. I am self employed and income will vary. I don't want to file BK if I can help it. Here is my debt. approx. 19,500 with US Bank CC..about 2 months behind. approx 1800 with US Bank, Harley Davidson CC current but late this month but still within working range. MY payment was suppose to be 108.00 about a week ago. approx 6500 AT&T Universal Card CC approx 1 month late approx 7000 Chase CC about 2 months behind approx. 180.00 Kohls CC I want to have that paid off in a month or 2. current but late this month. approx 345. American TV CC current but late this month.

This may be way out there. The company Sheer cover has been sending me bills. Is this something I should send a debt validation letter to as well, I can not believe I owe them as much as they say I do, I know I have made some payments. Thanks for your time.

I have a total of 4 loans - the only one giving me problems is National Money Store. My original loan was $250.00 I believe - the fee's were $54.00 - I've been paying on it for a while - I'm sure repaid principal - they are charging me $654.00 to pay it off - stated returned check fee's added onto principle. I actually offered to pay the whole thing off - via debit card or money order - that stated only way they can accept payoff is through an ACH - told them - no access to this.

Can they call and threaten to garnish my wages on a student loan from 35 years ago. This guy is calling me at all hours every single day and has a funny attitude on the phone so I don't like talking to him. He has all the information correct and is demanding I send a payment like yesterday, which I don't have! Please reply as soon as possible. I may have posted this in the wrong section.

My question is regarding multiple listings. I had two accounts with two OC that is listed on my Equifax report. Both accounts were sold to CA in 2006. Asset Acceptance and Arrow Financial. When I pulled my 3 credit reports it showed the OC's as sold on my Equifax, however the same debts are listed again, but under Transunion with a CA by both accounts. It's listing the OC debt as a closed account for both debts, plus a CA accounts as closed for the same debt on Equifax. Then an open account for collections but with another reporting agency(Transunion).

I have tried to talk to their customer service people and the say no to everything I say(lower my apr, gives me some loan forgiveness , 5yr plan I can work with) . They either say no or refer me to credit counseling. When I do this gree Path told me my debt is to large for them to settle and try towork with the indevidual creditors individually. So here I go again.