Search forum

Hello Everyone, I was just offered a No Interest, No Late Fee repayment plan from GE Money for 40 months for a credit card issued through them. I'm now a couple of months late, and this is the first offer of this type I've received. I asked HSBC if they had anything similar, but they gave me a debt management number to call instead. My gut feeling is that whoever this number is would favor HSBC in any kind of plan vs. me, so I haven't called the number yet. Would CC companies make this kind of offer with a reduced principal amount? I'm guessing not, but who knows.

Long story short I was contacted back in August by a law firm representing a CA about a defaulted cc. I had until Sept.11 to get back with them, I did and made an arrangement to make payments in the amount of $50 per month. I made them payments on time in Sept and Oct, then in Nov I was served with papers by them that they were taking me to court. I went ahead and made my payment in Nov, and filed my answer as deny because I don't agree with the amount they have on the suit. I also made them payment in Dec and have just mailed them my Jan payment.

Are these programs any good? I hear some many bad things about debt consolidation companies. Any advice on them? Thanks

The do it yourself section of this site has a sample letter offering a settlement and requesting that one of the terms is that they eliminate negative items from their credit reporting. Has anyone had any sucess??

Has anyone had any dealings with URS? They've called my office several times but only leave a call back number. I haven't called them back yet. Does anyone have any advice how to handle a call with them? I figure they must be calling about my AMEX account since I've already dealt with my other creditors.

What is the 1st step to get out of pdl debt? I have to continue to get them to pay them off and pay my bills. I feel like I can't get out of this cycle. I live in KS and all the loans were done online. They are as folows: payday one 575.00, check n go 575.00, check city 563.50. cash net usa, 552.50, cash central, 568.00,payday max, 830.00. I need help desperately. Thanks for your time.

i just went to my bank to fill out an ach unauthorized form. it state on the top of the form i could be guilty of purgery i didn't sign it

how can i contact with ur company ? i need to talk .....

Is anyone familiar with the 2 together. I have been trying to get this taken care of. The loan is from sept last yr, but they are not legal in my state of mi.I just got a call from this janet hall saying she is from NCA, thats it, and that she is putting it to legal action. any suggestions and from what i understood before they are not aloud to legally do this, can they thanks wendy

I also took out a 250 loan with them in the beginning of October. They have been debiting my account 75 dollars twice a month. I am trying to contact them to pay them back. I just learned the we are only paying fees and not the actual principal of the loan! They have already made 275 off a 250 loan. They are making a killing off of us! I just need to connect with someone so they can stop draining our account. We had do take out a few payday loans in the past, but Sandpoint loans has by far charged us the most.