I was served this last week for a debt from over 6 years ago, I now have until Monday of next week to file an answer? I have a friend who is an attorney, but, would the statute of limitations apply? I saw in Texas it is 4 years? It's for a credit card, $2400. The attorney's office who served me, called before I was served, but after they filed the suit, and wanted me to obtain a line of credit or loan to pay off the total amount? How do you file an answer? They have a list of questions on the pleadings they want me to answer?