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I just wanted to stop in and wish everyone here a very Merry Christmas and a Happy New Year!!!! I will be leaving tonight after work for the cabin and will not be back till Monday. I know it's early but I hope everyone has a safe and happy holiday!!!

Should I put in my letter that I have contacted the AG of Nebraska?

Is Sign My Loan internet payday loan company legal in Nebraska?

Does anyone know this company? They called me @ work today b/c my "interest payment" was returned w/ closed acct. She was nice but I don't want them calling me @ work b/c I get written up for this. All she would give me was a fax of 866-935-5500 Any help?

How serious should my debt be before considering a debt management program? Here is a little snap shot of my situation. $8,300 - truck loan $14,800 - car loan $9000-$10,000 - Credit cards, and a personal loan. $14,400 - student loan I net about $30,000 a year at my job. Most of my credit cards, and credit lines are small but I do have several. I am often late on one or another. I have had a bit of trouble keeping track with the accounts, but as of right now I am up to date with them all.

A collection agency put an entry on my Experian report. It said Mail Order House Non-specific. Does anyone know what this means?

A credit card debt owed to Bank of America has been charged off; at this point, can I still call them to settle the debt or do I have to deal with the collection agency? Thanks!

Hello all, I'm really desperate. A company has placed a levy on my bank account this past Friday. It was over a medical bill from several years ago of my boyfriend. He, unfortunately, had to be put on my account when the bank said they were no longer going to allow him to deposit his pay-roll check into my account several months ago. Now ALL MY MONEY is gone, PLUS 800 more which doesn't exist yet. I've worked very hard over the past few years to bring my FICO score up from 350 to over 700 this past month.

Posted: Tue Dec 23, 2008 12:11 am Subject: Collection Agency and Different Amounts Hey Everyone, I originally owed a $4500 balance to Bank of America credit card and last payment date was around Jan of 2006. I've received various letters through the months from various entities and now am in the position to start paying back this amount to B of A. However, according to them the debt has been sold to various different agencies and now the latest one being Thomas Landis of PA; the amount in question has shot up to $9900. My question is what are my options at this point?

Hello to all, I haven't written in a while but I wanted to give you an update on what's been happening since I defaulted on my pdls in 2006. I have gotten PIF from One Click Cash. They were the first to fold. EZPayday Cash, Worldwide Cash, United Cash Loans and Checkmate were all set up thru T&C. EZPayDay Cash turned me over to collections but had agreed to discharge the debt. This one was a result of a BBB complaint. I heard twice from the CA for them and when I questioned whether the CA was licensed in AZ, they never called me again.