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if anyone can answer that would be great. Is there a time frame from point of 1st collection calls to receiving notice you are being sued.( that is if it goes to that) is it months, years? thank you

My husband just received a letter fom Palisades trying to collect an AT&T debt from 1991! Should he ignore it as it is obviously WAY past the SOL or ask for validation?

I currently live in CA, and my son lived in NV. When I moved from Nevada to CA, my health insurance for my son expired, and I was careless and didn't purchase a temporary policy for my son. My son had a seizure, and had to go to Summerlin Hospital in Las Vegas. The hospital had originally put the bill in my exwife's name. The divorce documents stated that I was responsible for my son's medical insurance, so I agreed to call the NV hospital from CA and place the bill in my name. The bill was for $6,000.

I'm being sued supposedly by Discover Card for over $8000 on November 19. I called Discover's attorney's office today to see if they'd settle for $2000-3000. The woman I spoke to was beyond nasty. She said they'd come down to $7,000 but insisted that they couldn't come down anymore as the client "Discover Card" wanted that amount. She said: "Who do you think you're talking to?

I was just reading an article that this company can help consolidate payday loans. Has anyone else done this? I'm desperate to get out of this awful cycle!

I am totally confused about a non wage garnishment I received. First off, we got papers from the court about wage garnishment. To prevent that we could either pay 25% of current pay, join a consumer credit that adhered to Ohio law, or prove we do not live in ohio. Well, we paid the $393 because we didn't have alot of time to respond. We are looking into consumer credit counseling. However, now they issued a non wage garnishment. Our bank account was already affected but it was inbetween paychecks so there was not much in there. Our car is paid off and our house has no equity.

Can you help out with payday loans?

Has anyone used a service to consolidate their payday loans? They are overwhelming and I'm looking for some serious help FAST!

Good morning, I currently have a consolidated federal loan with a total outstanding principal of $20,436 at 3.5%. I am making arrangments to get back to school for another 4 year degree (undergrad, not grad) next year (full time student). I plan on continuing to make the regular monthly payments on this loan during that time. When I apply for financial aid...will the other loans add on to this current one and will they go into forbearance at that time until I graduate again? If they do go into forbearance...can I still make payments each month?

How do I get a personal loan to pay off my debts? My credit is AWFUL and I am trying to save face and not have to ask for help with a co-signer