I took all of the proper steps suggested on this site. I found out that the 6 loans i had were all illegal in the states. I had overpaid them all by 3900 dollars. The only one I actually owe money to, i only owe $30.
Now, AIS is hounding me constantly. I send them all a letter stating the loans are illegal in NY state etc etc. AIS is calling about 6 times a day. Usually within 2 minutes from each other.