I got a call from a collection agency, for a credit card bill that my ex boyfriend claimed in his bankrupsy in 2004. We had joint account on this card. But the debt is over 8 years old. I send them a fax informing them that I received a call regarding a debt with the file number my rep gave me. and that I do not recognize the said debt. at which time their agent rudely and bluntly refused and threaten me with legal action.


