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I started the process - update thread

12 years 5 months ago
Hello All,

I have started the PDL recovery process. I sent emails to all the PDL lenders I have.  I have debit locked my checking account (citibank) and opened a new one. I will be emailing the letters i sent out to HR in the morning and then buckle down and get ready for battle. 

 

Time-Barred Debts

12 years 5 months ago
I got a call from a collection agency, for a credit card bill that my ex boyfriend claimed in his bankrupsy in 2004. We had joint account on this card. But the debt is over 8 years old. I send them a fax informing them that I received a call regarding a debt with the file number my rep gave me. and that I do not recognize the said debt. at which time their agent rudely and bluntly refused and threaten me with legal action.

 

Great Plains

12 years 5 months ago
Great Plains is one of loans I am trying to reach an agreement with.  Has anyone had any luck with them?

 

Need help

12 years 5 months ago
I have 9 loans out and can't afford to pay them anymore. I'm not sure what to do. I am getting my self sick over this. I live in Ohio.

I have 3 storefronts
Check into Cash - $600
Checksmart - $1150
Advance America - $800

I have 1 installment with
Check n Go - $2300

I have 5 online
Payday One - $1100
CashNet USA - $1500
Plain Green Loans - $900
Great Plains Lending - $1000
Galaxy Funding - $500

 

GARNISH WAGES IN NY?

12 years 5 months ago

HI ALL!

I got a call at my office that Lakota Cash is looking to talk to my boss regarding employment verification....if PDL'S are illegal in NY - how can they call my job about garnishments/verifications?...im freaking out a bit!

please advise.



Im registered with the forum - its under jelac but im on a computer at work and didnt want it to save my sign on info.

 

Loan check that bouced for a payday loan. I live in WA State

12 years 5 months ago
I had a payday loan company present a post dated check to my bank and it bounced. They are now telling me that they are going to charge me with check fraud. Can they do this in WA State?

 

title loan issue

12 years 5 months ago
I got a title loan for $600 on a 98 Escort 134000 mi on it I paid a payment of $200 on the first payment. The second payment is now due. I called the title loan company and asked jow i go about just dropping off the vehicle? The lady replied just come in and sign ov the vehicle. The next day i received a phone call saying that wasnt good enough and i would owe still on the balance that is left over balance after it was auctioned. Is that legal? Is their anything i can do?

 

Cash Call/Western Sky`

12 years 5 months ago
I have a loan through Western Sky which is being serviced through Cash Call. I sent them a letter explaining that the loan is illegal in Virginia and that the original amount of the loan was for 1000 and have paid 6 payments of 198.19 which pays back the orginial amount and that they owe me a refund of 189. They have not responded to my emails. I have sent a letter withdrawing my consent for ACH withdrawals and a cease and desist notice. They continually call my cell and work number sometime 2 times an hour.

 

Loss of income

12 years 5 months ago
I am in Georgia and have 3 loans. I was OK until I lost some of my income and now nobody will work with me and lower my payments. My loans, amount deposited and amount paid so far are:
Plain Green Loans - $2600.00 -pd $786.60
Great Plains Lending - $900.00 - pd $377.76
Cash Call - $2600.00 - pd $2100.22

Can you please give me some advice? Thanks!

 

western sky cash call

12 years 5 months ago

I apologize if this is a duplicate, but I keep getting marked as spam.