The Little loan shop responded to my letter thru email this is what they responded please help me to respond to them:
Karla,
I am not sure if you remember but we have your ACH revoke already. Also you are so smart on the PAY DAY LOAN laws for California,but it just so happens we are a SHORT TERM LOAN company and are based out of UTAH so the contract that you signed (without reading) binds you to UTAH laws for not PAY DAY LOANS but SHORT TERM LOAN there is a difference, so I would do some more RESEARCH and discuss the difference with your Attorney General.