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credit card sent to collections

lisa.rousseau@steward.org
12 years 6 months ago
If anyone could give me some advice that would be great. I had a credit card with a balance around 14,000. I was making payments to the original creditor up until atleast over a year ago. I had stopped due to a divorce and financial set back. The account was charged off and I finally heard from a collection agency today. My questions are: 1) can I make them not call me at work and at home only? 2) even though I owe the debt can I still make them send me a validation letter before I agree to payments? 3) how do I find out the SOL on the debt?

 

PAYDAY LOAN FROM HYDRA FUND

anonymous
12 years 6 months ago

  I HAD A LOAN THROUGH HYDRA FUND, WHICH I TRIED TO STOP, BUT THE FUNDS WENT THROUGH, AND THEY CONTACTED ME AND SAID THEY TRIED TO REVERSE IT BUT MY BANK SAID IT WAS AN INVALID ACCOUNT NUMBER, SO THE FUNDS WENT THROUGH.  WHEN I CALLED HYDRA FUND III BACK THEY SAID MY LOAN HAD BEEN TURNED OVER TO COLLECTIONS, AND THEY GAVE ME CUTOMERCARE@ZARDAM.COM TO CONTACT, BUT I SEE NO  INFORMATION FOR THIS ANYWHERE AND I BELIEVE THEY HAVE TAKEN A COURT CLAIM AGAINST ME AND I WANT TO PAY DOWN THE LOAN BUT DONT KNOW WHO TO CONTACT.

 

THANK YOU,

ROBERT EDWARDS

 

Has anyone ever gotten a refund for overpayment??

anonymous
12 years 6 months ago

I was just wondering if anyone on here that has over paid and requested a refund from a PDL has actually gotten it? We have paid way more than what we borrowed from PepperCash and I sent them an email revoking ACH and requested a refund.  Has anyone ever had any luck with that??

 

PepperCash anyone??

anonymous
12 years 6 months ago

Does anyone have any experience with PepperCash? My husband took out a pdl with them about 9 months ago and until I closed my account they were still debiting it every two weeks. I know we have paid WAAAAY over what we borrowed. (600)  I sent them an email revoking ach authorization and requesting a repayment for the overage.  I haven't heard anything from them.  Do you think they'll pay the overage back?

 

I only have one

anonymous
12 years 6 months ago

I need help getting rid of this payday loan. These people call me numerous times a day n I just don't have the extra money to pay them n they keep harressing me. I have tried to get them to let me pay it off in payments and they say they can't do that they will just take it out of my checking acct. But I don't leave money in there for them to take it so please help.

 

No response from MyCashNow

anonymous
12 years 6 months ago

Update on my PDL's:

First America Credit (Illegal in TX)- agreed to let me just pay the remaining principal. (no more interest).  I am paying them via money order, $76 each biweekly paycheck for 10 paydates. 

Plain Green (Illegal in TX) - agreed to let me just pay the remaining pricipal.  (no more interest).  I am paying them via money order, $102.92 once a month for 10 months. 

 

Huskhawkgroup

anonymous
12 years 6 months ago
What is the phone number

 

Information that may really help people with Western Sky/Cash Call!

hokulanialani@yahoo.com
12 years 6 months ago

I have tried posting this twice because I have a letter and some information that would be extremely helpful for anyone dealing wtih Western Sky/Cash Call but it keeps getting marked as spam so it is not working.

The post is very long but it is very informative so does anyone have any ideas about how I can get it posted?

 

Thank you!

 

Please Help..Need some Advice on PDLoans online..

anonymous
12 years 6 months ago

 

I live in mississippi: I followed the steps in regards to dealing with illegal payday lenders, after looking at the laws in my state regard payday lenders. Hydra fund sent me a response back stating they are not bound by the laws of the United states, but the laws of new zeland and I need to send asap a new zeland. Should I even Respond to there email? Any advice???

All loans are online payday lenders-Non are licensed in my state, per my state loans rollovers not permitted, each one these engages in rollovers etc...

 

PDL's in Indiana

lmartinez_nwifs@sbcglobal.net
12 years 6 months ago

Hi I have several outstanding internet payday loans with companies such as ameriloan and fireside cash. I have become ill and have missed several payments.  How is it possible to find out if these companies are legal or not and what can i do about payback? Should I consider a payday loan consolidation company?