Hi,
I had a credit card account with HSBC that I fell behind on about 8 months ago. Once I missed one payment due to illness, the required minimum payment became way too high for me to be able to pay. Now I kep getting calls from "the Law Office Of John Frye" telling me "they need a call back". I Googled the name and found a bunch of people in a similar situation.
My debt was originally $5000 but it now almost $7000 with fees and such added on. My question is, how far canthey take this?