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Hello can you tell me how i can find where they are not allowed to practice in new mexico & new jersey thanks

can this affect your credit report?

Is this a good debt settlement company? I keep getting letters from attorneys, but I did catch each credit card before I did this. They are not calling anymore.

I'm thinking of trying t take care of this myself. debt settlement companies all want atleast 10K to do what it seems I could do. Has anyone out there done it on your own? I just need to figure out if it's worth it.

Are they really going to send me to jail? I have already paid them $200 and they won't provide me with any information. I'm starting to think I am just out of $200. What do you think

if 30 days have expired since receiving initial letter of debt, is it now too late to ask for the verification?

Does anyone know a great debt counselor in Los Angeles who I can discuss all my issues with? I really need to figure out what to do & I am at a loss.

Can anyone explain to me, in layman's terms, what exactly "debt to income ratio" means exactly? I have heard the term used and discussed but not ever really understood it? How important is a Debt to Income ratio to the consumer, or is it just another tool that lenders use? What is a "good" percentage?

Can I get a loan for $31,000 of credit card debt to be paid off for 10 years.

I could use some advice on what steps I should take. I revoked Paydayavenue's authorization to garnish my wages and notified the responsible person in my company's payroll department. Today I received notifcation from payroll that they have received the garnishment from paydayavenue and if I do not provide my company a letter of full release from paydayavenue by Monday, they will take the garnishment out of my paycheck. Obviously, I am not going to get a release from paydayavenue. What can I do to stop my company from deducting this garnishment?