[size=3][/size]What should I do now. I am back in the hole again after last year problems thought I had it handled. I ended up being out of work for a few weeks with reduced pay but had to make payments for my chapter 13, rent and insurance coverage. I used the pdl again and now I am in hell again. I basically live paycheck to paycheck. I figured I can pay my regular bills and expenses and have 230 left to pay for anything else. I called a credit adviser in nebraska and told them my problem. $799.52 total in pdl at 2 storefronts and $1040 in internet pdl at 3 sites.