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Quick question, how long does it take to show that you paid a debt off. I paid a couple of them maybe about 2 weeks ago. Im still waiting to see my credit report saying that i paid it off. I paid over the phone with credit card. I hope i made the right choice. I just wanted to get it over with and pay them off. I know there mine. But i want it to show i finally paid them off so it will erase off my credit. This site has been truly grateful and a big learning experience

I am a resident of Nevada. I have two payday loans out. Both were done by internet. The first is to Eagle Finance. The loan amount was $300. I have paid $625 and owe $200 in principal. The second is to Sandpoint Capital. It was for $300 and I have paid $90 of interest. I still owe $300. Can you help me?

i have a account with citi card and it has been delinquent about 6 month, i have been received letter from citi card but about 2weeks ago i had a letter from gc services for the debt collection. does anybody know about gc services? is this means citi card already charged off my account or citi just refer to gc services? can i still deal with citi card than the collection company? please help me to find out the account status with citi before i make a call with gc services or citi card. i'm afraid call to gc services because this guy sounds really rude and aggressive. please help!!!

SSM and Magnum Z both take money out of my account on the same days. I dont know if they are working together. I was searching for payday loans and never finished out the contracts, and two days later, from both these companys there was $200 from each deposited. They have been taking out money for the past three months together.

Is settling for 50% a good deal. You are looking at settling 50,000 for 25,000. This is after less than 3 months or should I wait 120 days. What is the best way for them to word the settlement on my credit report? Thanks for any advice.

Hi all. I'm at my wits end over a payday loan that I took out several months ago. My initial loan amount was $400 with an apr of 456%. I made several payments, paying the principal and then some, then fell behind. That's when the late fees started to accumulate. They were calling me everyday, at home and at work and threatening to sue me and garnish my wages. So, I caved and signed a new contract (something called an AMO loan) at a reduced interest rate of 34.90%.

how much to start

I am asking this on behalf of my girlfriend. 1. Company: Cash Express, LLC, Storefront company 2. Two Loans: One is $300 / $405 in fees, The other is $50 / $30 in fees. Both were check advances. 3. State: Kentucky Here is the situation. She took out a PDL and got in the cycle of paying it, and taking it back out each month. She got to the point where she couldn't pay it anymore and defaulted on the PDL. They contacted her and told here that if she didn't pay the debt in full that they would file a warrant with the Sheriff's Department.

I am totally new to the debt consolidation world and need help. I received a mailing from Discover the other day offering me a consolidation loan and so I've done a little research. I have a student loan, and three credit cards totaling $13,496.65. As of right now the student loan has an apr of 3% and one CC is at 8.99% the other two are at 0% because of balance transfers. I know that I have have a spending problem so every time I get my cards paid down I spend more money.

So i have decided to start paying off bad debts from 2 years ago. I had 4 credit cards charged off and now I would like to get started paying them off. I have heard that paying charge offs ca actually be detrimental to credit repair efforts. Why is this? Would late payments from 2 years ago have more of an impact if i started making payments?