I am caught in this vicious world of PDL's I did not realize how common it is. I have been reading posts on this site for the last couple of days I put a ACH hold on my bank acct but noticed thuis morning they tried to submit check, got declined of course i have started to email the c/d letters. Where do I go from here I have searched for license and the ones I have nothing comes up for the site, I hope I am looking in the right area...I live in CA so I am searching on the dept of corporations website under the financial services division licensee address listing is that correct?