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sallie mae has screwed my boyfriend over big time. they kicked him out of school when they wanted their money at the end of the first year. he went to Brooks Art Institute in CA where they encouraged him to take out a 40, 000 loan for Sallie Mae. (for 1 year!) obviously he didn't graduate and now they somehow expect him to pay $500 monthly which is practically impossible to manage that payment without a degree. now his credit is screwed and he can't do anything.

has anyone ever herd of this collection agency

I filed my answer to my lawsuit from LVNV (handles by Brachfeld and Associates). My defenses are 1) Unjust Enrichment (they are suing for $1,000 in "damages"- even though we all know they buy the debt for pennies on the dollar. Volenti Non Fit Injuria- a willing participant to an act cannot sue for damages and Contributory Negligence- Plaintiff is responsible for their own damages (i.e.

Has anyone dealt with Creditors Interchange? If so, what % settlement were you able to get?

Has anyone dealt with Zwicker? If so, what % settlement were you able to get?

I need a little help understanding this part of 623(7)?? Please explain the last part on

I think FDRS is using Fair Haven Law which is a scam legal firm to do their legal work.

Here is my original thread I posted a couple days ago. I wanted to share the update: Ok so so far I have read so much on here and gotten so much advice on how to do this myself. I just want to make sure I am not missing a step. I was going to hire Langnorne Firm to help me but their fees were insane!

I'm just wondering, if, when of these PDLs call you, what would happen if the first thing you said was, "I'm legally obligated to inform you that Indiana Law requires I tell you this call is being recorded" just what they would do?