T & C has now sent proposals and payments to all creditors. Of course 2 PDLs are telling me they have not gotten anything...The credit card companies have all also gotten payments, and continue to call serveral times a day...How long will that last do you think? They all keep telling they see no proposals either, but I know they got the payments cause I look them up on each of their websites....I just need some peace!!! Just wondering how it's going for others who are using T & C.