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How much time does a JDB get

17 years 10 months ago
to report your dispute to the CRA's? USPS shows they received my letter yesterday.

 

Written Off??

17 years 10 months ago
I had a judgement issued against me in Fla., I later moved to Ga. I am disabled and have no assets and my only income is SS, a few months ago I noticed on my credit report that this judgement was "Charged Off" along with 2 credit card accounts. Does this mean that the judgement is no longer collectible? There is a JDB trying to collect on one of the CC accounts, but I haven't heard back from them since I sent them a DV letter, although they continue to report on my credit report.

 

Alarming Payday Loan news!

17 years 10 months ago
Text from a case about pay day loans: They are legally not governed by where you live but by where the bank is located! This changes everything... "Under the legal doctrine of interest-rate exportation, established by Marquette Nat. Bank v. First of Omaha Corp. 439 U.S. 299 (1978), the loan is governed by the laws of the state where the bank is chartered. This is the same doctrine that allows credit card issuers based in South Dakota and Delaware — states that abolished their usury laws — to offer credit cards nationwide." Any advice or comments?

 

anyone know this #?

17 years 10 months ago
410-774-8482? Its been on our caller id 2 days in a row? When I called it, it just rings???

 

cashfast123

17 years 10 months ago
sonic is through cashfast123 their headquarters are out of Phoenix Arizona can someone give some info on them pls already posted my situation with them. thank you brenda

 

new day, new problems...

17 years 10 months ago
Ok so today we get a letter from NCO stating our JC PEnny account has been turned over to them and it talks about the 30 days to validate the debt...T & C did send JCpenny a pmt and proposal, but I'm guessing us getting this notice, means it was to late? Also what do I do about this 30 days to validate thing? Applied bank who also was sent a pmt and proposal (accepted the pmt I might add), sent us a letter stating the account does not qualify for dmp do to the fact it has not been open for 9 months..Sept will make 9 months.

 

payday loan

17 years 10 months ago
I have gotten a payday loan back in 06 I had some bank issues and they closed my account due to these payday loans,now in 08 I mysteriously start getting theses phone calls threating to come to my job and arrest me and press charges on me for this I mean I get at least 30 calls a day they are out of California and I am in pa the loan was 200 and I believe I paid 50 of that back before the issues with my bank I don't know what to do they keep telling me they will send someone to my job to arrest me they are causing problems at work to because they call there to although I demanded they not call

 

help

17 years 10 months ago
this guy has called me at 30 times today and keep telling me that cops are going to come arrest ma at my job for this payday loan I don't know what to do

 

Everyone that uses True Credit product

17 years 10 months ago
It is a well known fact that you could make hard inquiries disappear by pulling your report everyday with this product.Transunion is doing something with their software to cause this previously bumped inquiries to reappear.They are allowed to remain two years from date of pull if pull was legal to start with.I have not been affected by this yet& I am asking anyone who has the service to keep a heads up to prevent suprises.

 

asset acceptance

17 years 10 months ago
so today i received a letter in the mail from asset acceptance that states Dear ____ We have recently learned that you may have inquired with a mortgage company about purchasing a new home or refinancing the one you own. This may be the opportunity you have been waiting for to resolve your past due obligations. Now is a great time to take advantage of the Mortgage referral team here at asset acceptance llc. The orginal creditor is AIMCO which i never even heard of to begin with.