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I was wondering if anyone has thought of getting a national lobbying campaign going to pass national legislation against these PDL loan sharks. I think if congress got a call from everyone that's been in this mess they would outlaw these scumbags yesterday.

I have been trying to login almost all day, but now I was able to. I don't know if the glitch was fixed, or my clicking on register, then Log in helped.

I have 4 payday advances. One for 500cash fast $390 paid 180, One from united cash payments sames as the above. one from m1 something not sure who they are caught me off guard and desperate. and I have another one for $390 same as the other two. I live in Michigan. Please help! I cannot pay these loans. I already owe Cash call and I am behind paying them!

I cannot login!! "The connection was interrupted" :x

What is the deal with think cash?

I finally cleared up all my delinquencies on my credit reports. Was able to get three off with goodwill letters, but three others refused to remove them. Now that I am done with that part, it's time to start establishing good credit. What are some good cards to apply for? I have a score of 580. Thanks!

I have to contact all my cc creditors and I'm just wondering what experience others have had with these. Who works with you and who doesn't? I have: Chase Bank of America MBNA (now BofA too) Household Bank Capital One We have a hardship which I will explain to them but the bottom line is we just don't have the income to make even the min payments... Thanks!

2 yrs ago when I lived in Missouri I had a PDL with US Fast Cash (internet) . I do not even remember how much I paid them. The loan was for $300. That bank acct has long been closed. In March of this year a CA for them left voice mails on my phone and on my employer's phone saying I needed to contact them that day as "I was a person of interest in a state investigation". It scared me to death and I called and they accused me of fraud and said it was a felony since it crossed state lines, etc, I gave them my debit card info for $100. They say I now owe them $690!

Today we received a summons in the mail...I thought they had to serve it to you? We have the choice of either responding to it or contacting Apothaker...what do we do? We never received the DV letter info...just that one with the amount we owe. Also the amount that is said to be owed on the summons is different than on the response to the DV letter. What should we do? Thanks, Heather

Between my partner and I (not married, but have cards that are joint), we have 29 credit cards of about $39,000, and a siding and window loan on the house we own. Fourteen of the CC are over 50% limit (some signicantly) and our interest rates are going up and up. To make it worse, our mortgage is an ARM that balloons in 2009. I have most of the debt now, because my other half has a bankruptcy that comes off in spring of 2009. I am lost of what to do, but I figure the first thing is to get the most cards under 50% to increase our credit score. Am I thinking wrong?