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if my initial loan was 479 and they've gotten 640 so far, how much more do they have a right to claim? I'm in PA and am pretty sure this is an illegal overseas company (cash2day4u)

Though it was agreed previously that the existing mods will only decide about the next mod, but this time I would like to take the opportunity to propose the name of JCEMT as the next moderator. I had his name in my mind for a long time and I think it’s the right time to promote him to the next level. He’s a worthy member of this community and has benefited this board with his knowledge. Hence I would request the other mods to consider his name for this position. Regards, Jason

Does anyone know anything about this settlement company

I cannot find any info on the SC law pages about legal or illegal PDL's. Does anyone know whether these PDL's are legal or illegal: -Thinkcash -Payday max.com -Discount Advances.com -National payday -Cashbanc -Magnum cash advance -Cash transfer centers -Loanshop

What are the odds of presently being in a Chapter 13 bankruptcy and being able to open up a checking account at a credit union? I've been told that credit unions check your credit reports. Also, I'm on chexsystems. I live in Ohio.

Was anyone able to settle with payday one?

Spam bomb just came in!!! :evil:

Hi I took out a payday loan with 247advances.com. This is the first pdl that I have dealt with that doesn't allow you to speak with a live person or call them directly. The loan was for $274 and is now up to $422. The account they originally deposited the money into was closed by BOFA. I want to get this loan out of my hair because this company is clearly shady. I've tried emailing their customer service to get more information about them and their response is that they only correspond with their customers via the website.

http://www.debtconsolidationcare.com/sanbaugh/index.html This person hangs out in debt settlement & works in the industry.Question I have is the active web link in this person's signature.

We have about $60K in cc debt as we made the HUGE mistake of flipping houses and paying fo rthe repairs on our cc. It worked for a while (never made big money but enough to flip another house!)but when the bottom fell out of the market we were stuck. We are not young (early 60's) and own a home that is highly but not overly mortgage. Our income will only pay for the essentials - no room to 'negotiate' payments. Bankruptcy at our age??? June will be the first month that I am not able to finagle even the minimun payments. What would you all suggest?