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Just wondering is there any reason to validate debt that is current - for example, that maybe are not late yet or are only 1 month late or is that only supposed to be done for older debts or debts you are not sure about. i was not sure if you needed the validation for records or not?

Has anyone ever heard of arrowhead investments, inc? The reason that I am asking is this is one of the companies that I borrowed money from in the amount of 300.00 with a finance charge of 90.00. Today I got a email from them stating that I need to sign and fax this form back to them to let them know i want the whole amount paid of 390.00. Up until now they have been taking 90.00, the finance charge, out of my account which totals 380.00.

Hi, I am doing debt settlement by myself and I was just wondering, is it generally better to deal with the original creditor or the collection agency? also, after how many days does the original creditor, send it to the collection agency? can you avoid this if you are already dealing with the creditor?

Does anyone have a sample letter that I can use to revoke authorization for debiting my account by storefront pdls in Ohio? I also need to include a cease and desist. I am working with Town & Country and they told me to send the letter after placing a stop payment on the outstanding checks...

In 2006 I was served papers by AIS Services,LLC intent to sue. Per the court instructions, I requested proof of the actual debt. Never heard another word from them. Today in the mail I received a notice for a Motion for Summary Judgement. I have not received any phone calls or correspondence prior to receiving this. In addition, it does not have the correct address on it and was sent regular mail not certified. Appears to me that by sending this in the manner they did I would fail to receive it. I would greatly appreciate help in understanding this.

Are they basically the same thing? if an attorney licensed to practice law in Massachusetts is, in fact, the "debt buyer" as contemplated by the Division’s Industry Letter of June 16, 2006 (the "Industry Letter"), the attorney or a law firm would be required to obtain a license as a debt collector in accordance with the requirement of the Industry Letter. Accordingly, the attorney-at-law exclusion would not be available to an attorney who or a law firm which is a debt buyer.