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I have just defaulted on two companies, one step cash and arrowhead. Has anybody dealt with their collections departments, specifically, how fast will they be on me and how un professional are they? Thanks for your help, this site is the best

Has anyone that is scheduled to get their stimulus payment by check gotten one yet?

Today is the day that I am to be wed. The ceremony will be at 4PM, by 5 PM I will be a married man! Can't wait, I am so excited!

Hi I am from Maryland. I recently lost my job, prior to losing my job, I had 3 online payday loans litereally the week I lost my job: Mypaydaynow.com ($300) ameriloan ($300) BlueLineCapital ($300) All three had payments due today. Two for $90 and one for $75. Wednesday I called my bank and was advised to close my accout, and open a new account.

Happy Friday Everybody...I visit this site from time to time still to remind myself where I was about a year ago, and to remind myself even further how awful PDL's are and how void of conscience those that work for those businesses are. Please believe that these people cannot take your home, they cannot have you arrested, there is no such thing as downloading or uploading you. You can walk away from much of this, without so much as a scrape-close your account, talk to your bank, and move forward.

My wife and I have racked up over 80k in CC debt thru job and medical issues. We are considering a debt settlement company (CuraDebt or Century Negotiations, Inc). I have been reading the info on this site and wonder if maybe we should approach the creditors ourselves. It appears there is a lot of good/great info on this site. Any thoughts?

Is there a possibility that there is more than one Webpayday? The reason I am asking is because I got a letter from Webpayday and the letter said they are out of the state of UT.

long story short - my credit is horrendous but my wifes is damn near pristine. To help our efforts in repairing my credit, we were going to add myself to her 3 credit cards and 1 bank line of credit. My question is: When I am added, what exactly will show up on the credit report? Will it show all the history or just starting from the point I am added to her account?

dude..i jrecieved a call on tihs matter as well , I'm kinda scared what should I do?

Hello all, I was wondering if someone could direct me as to what my next step should be in my case. I was sent a pre-legal notification letter from midland credit management with a cutoff date to contact them. I called them to make payment arrangments and the lady I spoke with wasn't flexible and would only accept $250/mth. She wanted me to setup the payments via EFT or credit card.