I have recently found this forum and am so thankful! This week I will begin the process of sending letters and contacting my bank. I live in NC and have learned that all my loans are illegal. However, I do have an internet loan out with Cash Taxi due on Friday. They do not allow you to pay interest only, you have to pay in full. I borrowed $225 and am due to pay them $300 on Friday. However, I have had loans with them in the past and overpaid those loans by $120. How should I proceed?


