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Hey guys, I was hoping i could get some facts about these two cause I keep hearing different things? Is a debt consolidation program (not a consolidation loan) better for my credit than a debt settlement program? A lot of people have said that debt settlement program is better cause its lower payments, and typically on 40% of what you owe anyways, and they arrange to have it show up as paid in full on your credit report, then others say that is not true, that it will say settled on your credit report, what is true? I am so confused, someone please shed some light on this for me!!

Ummm...does anyone know what Tania is trying to say here? I'm assuming she was referring to the original poster who questioned our meaning by telling them they couldn't advertise here...and perhaps...just perhaps...Tania doesn't realize what she said is pretty offensive? http://www.debtconsolidationcare.com/info/about45746.html Quote:

FAT WOMAN I UNDERSTAND MORE ENGLISH THAN YOU.

i recieved maintance for my 4 children from their dad.i claime income support.should the benefit service know i recive money from my ex partener

Hello all, When yo usettle and the company puts settled as agreed on the report how long does it stay there and how long is it a negative mark on the credit report? I have a card that is going to be settled but they want settled as agreed and they won't budge for anything else. I am settling at 25% of what I owed. Just curious. thanks for any help, Ray W.

According to Section 910 of the Electronic Funds Transfer Act, a financial institution may be held liable for damages caused by failing to acknowledge a stop payment. It is also illegal to initiate an ACH debit to an account that has had a transaction returned "Account Closed" or "Stop Payment". If you have a bank statement or other documentation that this has happened to you, and caused damage, this is the type of information a processor needs to see. Explain to them that their client has failed to follow the EFTA and, as their financial representative, you will hold them responsible.

Hi, I'm Lemy. Just curious... Is there anyone here really need help for getting out of Debts? Thanks

Here is list physical addresses for small loan companies and payday loan companies there is a list at this site. for some reason the text wont allow me to put in the exact web address for the list of companies. This list is called: CHAPTER 367.100, SMALL LOAN COMPANIES* (Active Companies Alpha by State/City) the site is missouri-finance.org

Someone posted something this morning in the dealing with creditors and collection agency forum that was of an attacking nature. I'm not entirely certain but I think it may have been a member hiding under a guest account. If it was (and that person knows who they are) you should be more forthcoming. If anyone has a problem with me then tell me about it instead of just calling me names behind a guest account. It's really pathetic, unless you don't have the mental capacity to talk it through like an adult I don't see why a person would have to resort to such tactics.

QuickClick Loans, LLC 3440 Preston Ridge Road, Suite 500 Alpharetta, Georgia 30005 Internet 367 Company Phone 678-823-4700 Fax 678-823-4705