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Vikas, Someone sent me a nasty quick message. Normally I wouldn't really care, but they sent it as a guest in my username. I know that people can't post as a guest and use a name that is already registered, so why can they send qm's with a registered username? I don't know if this person sent other people qm's under my name or not, so I posted in the pub about it. Anytime I'm on the site I'm logged in, I don't post as a guest and I wouldn't send qm's as a guest. Can this be fixed? It was my exact username.

Hello! I just looked at my homepage, and shock of all shock, someone sent me a QM saying something not very nice. The name they used? Goudah2424. I just wanted to post this because I don't know if this person sent other people messages using my name. If so, it shows up as a guest, not as a member would show. Please know this is not me. BTW - I thought that people couldn't post using names already registered. But they seem to be able to QM people using those names. Why is that? Can that be fixed?

In two weeks I'm headed to Florida and plan on going to a Disney Park. Is there anyone here know where to go for discounted tickets?

Does anyone know anything about National Payday? I borrowed $400 and have paid back over $800 and they say I still owe another $300. Below is an email that I received from them. Any ideas? You are hereby notified that your electronic payment for check numbered 1234, in the face amount of $75 issued by you on 4/11/2008 drawn upon (my bank) and payable to NationalPayday.com has been dishonored. Pursuant to the law, you have 48 hours from receipt of this notice to render payment of such check, plus a service charge of $25.00, in the amount of $99.70.

Anyone ever hear of afni collections? Does anyone know if verizon will take payments on an old account that went to this place?

The stock market system is an avenue for the trading of shares of stock of listed corporations. As a corporation is formed, its initial shareholders are able to acquire shares of stock from the point of subscription when a company is created. When a company starts to be traded to the public, the primary market comes in where those who subscribe to the initial public offering (IPO) takes on the shares of stock sold from point of IPO. When those who bought into a company at IPO point of view decides to sell their shares of stock to other people, they can do so by going to the stock market.

So I have read the forums on all of the scams out there, and I havent heard any mention of this company. They called me to tell me that I was approved for a 5000 loan, and since my credit insnt that great, their investors approved my loan instead of one of their banks. So, I asked what the terms were, and he told me that I had to pay $700 something dollars in order to get my check for $5000.

Some of you may remember that I wrote an on going saga that was surreal fiction that featured some characters that were borrowed from the names and Avatars of many of the members. It was entitled "Night of the Living Debt." It was as I said fiction and it was simple and a fun thing I did for everyones amusement. I am now going to post an epic story that spans decades of how I became deep in debt and escaped from it only to return again. This scenario repeats several times.

I just spoke with Katie at CFSA about invoking the EPP. I was told, CFSA recognizes state laws first so if the state law does not allow for the EPP, then the store does not have to honor it. And suprisingly enough...there are states where the law does not allow for the EPP....and FYI, Kentucky is one of them.

Hi guys... Things have been kind of strange around our place lately. Most of you know I've been married & divorced twice...with no plans to ever do that again. ;-) However..just in the past week, both of my ex's mothers (meaning the grandmother & grandma-type to my kids - both treated my kids as their grandkids) have passed away. One was 86, the other, only 63. I'm not sure how I feel about this, aside from the overwhelming feeling of sadness and grief, which I realize is normal.