I've never heard of Certegy, until tonight. I went to K-mart, bought some things, went to write and check to pay for it, and it was declined. Huh? I mean WTH?! I've never had a bounced check, I have over draft protection anyways. I called the toll free number, of course it's automated, they won't give you a reason, the recording just said "Precautionary Measures", sooooo, what the heck is that all about? I cashed a check elsewhere a few minutes later, just fine. Would this have anything to do with having debts in collection? I really can't figure out why they would decline my check. :?