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I sent a letter to Magnum Cash Advance about my recently repaid loan; a loan that was originally for $990 and for which I repaid $1,810, and using a template I found here, I sent a complaint demanding a refund, referring to the Virginia laws limiting fees, and demanding a response within 24 hours. I got a phone message this morning from Tom Kane (Cane?

I had some collections accounts deleted from my credit report from Transunion, but one of those accounts wasn't deleted by Equifax. Can they do that? what should I do.

About three years ago i left my ex- only to find out last week that he used open accounts (that i never actually used), spent a little money, but then rerouted my mail. so for the last three years i've heard nothing. Well, i checked my credit score on a whim, and it is complete crap. I only owe about 5000 total, but they've been festering for three years, so they've really ruined my credit. I contacted all the creditors only to find out that almost all of them have been sold off. I want to take care of this as soon as possible but i'm not even sure where to begin.

I have a internet payday loan, they are trying to prosecute me because I closed my account. I paid $400 to them and owed them 400 more . can they take a warrant out on me?

Well, today is the day that I am supposed to moneygram $230 to webpayday and I definitely don't have the money. Not sure what is going to happen. I feel like I should call them, but I just don't want to open that can of worms. I'm sure they will call me. Very nervous right now!

I file for chapter 7 and I have my meeting with the creditors on Monday. Please let me know what this is going to be like. Why do they say the first meeting of creditors. I am scared and I just want to be prepared for whats going to happen. Thanks for your help.

Can payday loans send the police to your job and have you arrested. The online ones can they keep harrasing you and tell you are going to lose your job if you dont pay us.

Please give me some advice if any..I recently received a call on behalf of Ace Cash if I don't make a payment by tomorrow they will have a warrant out for my arrest. Please help!!

I have had calls from Bill Starks, Sherry and Chris from this "law firm". This morning Chris called and I told her I was still waiting for verification of this debt and she said she would fax it. I asked that it be mailed. She says "so you are refusing" to take care of this. I said I just refused a fax. She threatened me with jail and that I was breaking federal laws from one state to another. She was just going to recommended legal action. Today she said they represent paydayloanyes. Bill Starks said it was paydayoneline.com. Do they really know?

I've gotten another response, from QLoot: "Dear starkllr2, We consider your debit with QLOOT PAID in FULL! Thank you QLOOT" That's two down, and two to go...just waiting on Payco and Payday max to actively respond to me...