I posted my situations months ago. Sorry to repost, but I want consumers to know that if the collection agency hounding you is a junk debt buyer - more than likely you can beat them in court, and, if you look hard enough you will likely uncover some fdcpa violations which entitles you to sue them. Junk debt buyers frequently make mistakes so it pays to look - and - they typically cannot validate the debts they claim to own.
I recently went to court over a very old debt, bought by MCR Recievables, a junk debt buyer.