I was recently served with a Sheriff's Entry Of Service Summons, that I was being sued because of non-payment on a credit card that I had not made any payments for over four years. This credit card was sold to Worldwide Asset Purchasing, II, LLC by the original card owner. My questions is does the statute of limitations SOL offer any defense in my case, as I have 30 days to answer to the summons and file it with our Superior Court Clerk with 30 days or the firm will be given a default judgement. What steps do I need to take, I need a "blank" letter of dispute with SOL. HELP PLEASE!