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Original loan received from PDL was $500. Interest would cap at 47.50 per my state law, brinign total amount due to 547.50. PDL is willing to apply the $450 I have already paid and wants an additional $200 to settle. Should I take it? STill comes in at 136% interest, total.

How can I find out if any person other than me is using my social Security

My husband took out a couple of payday loans behind my back and they took the money out of our bank account so i went to the bank and had the bank return the amounts because i did not know about the loans and figured they were unauthorized charges. later do i finally find out that he took out these 2 loans and they are emailing him saying they are going to report him to the f.b.i. if the amounts are not paid immediately. there is no way we can afford to pay the amounts that they want. what can i do about this.

Hi I am writing to find out how I can solve my payday problems. I have 2 maybe 3 loans out all from the internet. The first loan is from Payday 1 and the amount is $500. The second is with ACH Loans and the amount is $200. However the second company has racked up fees to almost $700 and I had my account closed because they kept trying to take money out every week resulting in more overdraft fees. I need to know if there is any legal action these company can take, as that would cause even further financial problems. Any advice would be very much appreciated..

I live in Las Vegas, Nevada and I need a loan consolidation company? Can anyone suggest this. I have (5) PAY DAY LOANS. Yikes, I have one internet pdl with Cashnetusa.com for $600.00 that I paid $112.50 on so far as an extention and another coming up that I can't afford to pay as I have rent due. Then I have (4) other locally from stores, The Dollar Loan Center, The Money Tree, Johnny G Loans, and Instant Cash Loans. They total about $2500.00.

Hi, I am currently unemployed and a single mom also. So I have no income and am living off of family help till I can go back to work. Can I be put into jail for not paying my credit debt?

i recently closed my bank account because my paydayloans were leaving my account overdrawn. can any one help me feel better about this decision? help!

I am certain no one can help my little families money,legal problems!From 2000 my elderly,highly educated,self reliant parents ignored ID Theft,bills,wills,charging & no telling what else left uopened & "not seen-goes away"& "better than argueing"so they told me it was all taken care of!Im in senior hell without a paddle!

I just received notification from my corporate office that Asset Acceptance received a court order to garnish my wages. Other than one phone call from them where the demanded payment for a Bally's Acct, I have not received anything. While on the phone, I asked her for copies of any paperwork to be sent to me which she refused. The judgement date on the court papers is from 2003, but I cancelled my Bally's membership at least 8-9 years ago. What recourse do I have??? How do I put the wage garnishment on hold and dispute this??? Any help would be greatly appreciated.

I am really down to the wire. This month I had to stop paying all of my creditors. I spoke with 2 BK lawyers & 1 debt settlement guy (sifxpert ak.a.debtxpert) Both of them tell me the pro's for using their method and con for the other. My initial plan was for 1 of us to file for BK and the other to settle because we thought if 1 of us could keep good credit it would help us with a house purchase in the next 2 years.