Looking for help in decisions of what's best for me as far as my debt. I have 6 credit cards with approx. $15K debt. I feel my budget is tight. I’ve been unable to set aside money to save for car, medical or any emergency. I have no health insurance so I’m nervous about if I have to go to doctor. Work is taking one day of work per week from us so I feel I'll be unable to be current much longer. No collateral to use to consolidate bills. Card rates average 21%. Don't believe I'll get lower rates even if I tried another card which I don’t want to do.
