I was hoping for a bit of advice on dealing with these people.
I just got a settlement notice for MCM on a Providian card i didn't recognize.I then sent a certified registered DV letter and disputed them on my credit report.
Turns out the original creditor has the wrong by one digit social and my Fathers(im a junior)address.Of course when i call now they wont talk to me but send me to MCM.
They also just sent me another settlement offer dated 8 days after they received my dv


