In process of dealing with a "junk debt buyer" AKA Redline Recovery and their illegal and unethical practices.

I checked my credit report a few days ago and there was an entry that this CA had purchased my MBNA/Bank of America account in Dec. 2007. What can I expect from this company? I am 64 yrs old, disabled, and my only income is social security. I have no assets except my clothes. So, what can I look forward to from this CA? Thanks

I have about 30,000 of consumer debt. I do a lot of juggling but am usually able to make my payments. When I am low, I start digging the hole deeper, charging again. I've switched credit cards a number of times for 0- lowish APRs but there is a charge and I know this is not a long term solution. I have a steady income. I considered a debt settlement company but am concerned about how long it will take for my credit to recover once I start defaulting.

OK, I've got one collections item remaining on my CR. I've been mulling over the best way to deal with it, and not getting anywhere real fast, so I thought I'd go ahead and solicit opinions from y'all. The debt in question is apparently some sort of unpaid co-pay from a hospital in Wyoming. I was never notified of it, and it's not even mine. I wouldn't know about it now if I hadn't pulled my CR last month, after about ten years. It's set to drop off my CR in about August of '08.

new to this site but trying to get help to see if i can put all my bills under one loan.

Got laided off months ago. found another job making $7.00hr less. can't pay our bills and we are getting behind. have a one year old and a baby due in 7 months. trying to sell our house but one of the loans we took out to pay off bills and buy a new car we needed is against the house. which means if we sell the house the loan has to be paid off first... we are screwed,work cut her hrs,my job is putting my shift to part time..40hrs a week down to 20hrs if that. we got rid of TV service,have the gas,electric bills on budgets. trying to sell stuff around the house and one of our cars. HELP

nonono

I just saw the CSFA ad and had to chuckle. First off, that was the nicest PDL place I've ever seen! I know for a fact that the storefronts I dealt with never looked like that inside! They kinda left out a few things--like the bulletproof glass at the cashier's window, for starters...Also, the actors were dressed like bankers, not like the tellers I had. I mean, how many body parts can you pierce, right :roll: Although the extended payment plan is a step in the right direction, these companies still want the rest of the USA to think that they are on the up and up and it's just comical.

My Husband the soile bread winner had shoulder surgery ayear ago Dec. Workmans comp is fighting us. We have slowly fell behind on bills. They are wanting to repo our truck,Have other creditors knocking WHAT can we do? HELP PLEASE.............

Hi all, I am 3 months behind on a car loan (6,500) and a unsecured loan (800) With a total ammount of $7,393.55 due. I just got a letter today in the mail from Some group of attorneys at law saying "We have been authorized to start a lawsuit against you to collect a debt." At the bottom of the letter it also says " this is an attempt to collect a debt and any information obtained will be used for that purpose" It gives me the options of validating this debt as well. So does this mean i'm being sued for this debt?