I have a quick question about a payday loan company westbury adventures. I owe the a loan for 300 dollars, i,ve lost a family member and had some big funeral expenses to pay, so i couldn,t pay them. They are now calling me with very threatening calls. I agreed to pay the by mid jan. In full the amount of 390 dollars which doesn,t include the 90 dollars already payed. They threaten to sue me and garnish my wages and say i will have to pay 2000 to 3000 dollars back to them. Can they garnish my wages? Can they keep calling my employer and me harrassing me?