I was just doing some reading on cash call on the net and it looks like in August they "shut" down somewhat and were only lending in california, are they still not lending to other states? I could not find any info about them "starting" back up.This is interesting.

has anyone had any experience with U.S. Bank. I got bait and switched on a loan 1 1/2 years ago 10.75% and now the payment is really a burden. I would like to open discussions with them about reducing the rate. I have read where this is becoming more commonplace. Any help appreciated. thanks

Hello---trying to begin to cleanup my credit (score is in the 575 range), have a couple things in collections that I want to begin paying/settling. I took a call from a credit card that's 60 days pastdue, who was willing to settle for 40% off the total debt of ~$480. I accepted the settlement offer (to be paid over 2 months @ $140/month). They just took the last payment today from my account, so next month he said they would close the account/send out a letter confirming this.

i have paydayyes.com for 500, nothing paid 500fastcash.com for 300 -90$paid ameriloan.com for 300-90$ paid nationwide.com 400-120 paid mycashnow.com for 500-nothing paid i live in Washington state!! Thanks....

If I join a debt consolidation program can I include my cash call loan in addition to my credit cards?

We've been sued by a junk debt buyer. Let's say hyopthetically the debt is valid, and we're interested in settling. Does any one have any experience or opinion as to whether settlement is more cost effective before fighting the complaint in court (not as many attny fee's, not angering the collector.) or is better to start to fight, ask for verification, answer summons, etc. and then ask for a settlement offer (they know you'll fight, etc.) Creditor is CACH. Amount around $2,000 before interest , fee's, etc. Part of me is afaid to settle out of fear that the debt is not valid.

Hey everyone, Every morning after I get up, I go online to check my bank account balances. I always have this feeling of dread when doing so, due to these PDL companies and their scuzzy tactics. It's such a terrible feeling to have. I fear one morning I am going to wake up and see my account hundreds of dollars in the negative! Does anyone else feel this way? Just wondering! 8)

Thanks to everyone who congratulated me on my below regarding my PIF's. So here is my latest update: I just got a refund check via DHL from United Cash Loans. They didn't even mention that in the response to the BBB. Frankly, I was so happy with the PIF that I didn't even think about the refund. What a surprise! Also interesting to note, the refund says TFS corporation. I had heard about a number of d/b/a's before for UCL, but not that one. Here's what I need advice about: how should I cash this check?

I got a call from USA PayDay Loan.com and they said that I had to call them back or they would contact my boss. What do I do? Can they legally contact my boss? Thanks for all the help!!

I got mail from US District Court Settlement Adminstator. It says I am eligible to recieve a court approved refund of fees charged to eligible cards. The fees were based on foreign transactions, including both purchases and ATM withdrawals from Feb 1, 1996 to Nov 8, 2006. Anyone else know what this is about? Thanks for answers, Ang