I found out today if your only income is from disability income that the income cannot be garnished,but there can be a freeze placed on your bank account,is this true i do not know,hope someone else can vertify that.i am sure a lot of peole wold like to know for sure.i contacted a debt counciling service for disabled,they tod me to send them 200and 20 dollars a month to keep the creditirs off my back,yet the debts are never paid off. Susu