Internet's First Get Out of Debt Community!

20+ Years of debt relief success

Slide to see your debt amount now

Search forum

Payday Loan Help in CA

18 years 3 months ago
I have the following Payday loans and I need help. I have faxed and emailed letters telling each one they no longer have my authorization to debit my account. I cannot close my checking account since I have an issue on Chexsystems so that is not an option. I called Dept of Corporations in CA and they all say they are not licensed to do business in CA. All are online. I am willing to pay those that are not paid in full but on MY terms via western union or money gram. I am dying and now falling behind on everything! Please help me.

 

Please help/ car car charged off...

18 years 3 months ago
Ok, I still have my car, I got behind 5 payments(not in a row) I was afraid to call them. But today I checked my credit report and it says charged off as of 11/07! Can they reopen my acct, ect? What all can they do or what should I do now?

 

Hello!

18 years 3 months ago
I need help!

 

interest apr

18 years 3 months ago
How do you figure the apr on a loan at a fixed rate, per month, per year?

 

warrants jail time for payday loans in south carolina

18 years 3 months ago
i recent recieved a letter from south carolina for a warrant for my arrest, for unpaid / unresolved payday loans, over a period of 8 months. can any1 help think this thru... will i get arrested??? should i get a lawyer???

 

I got my first settlement email today

18 years 3 months ago
I have been reading and learning so much here. I sent out my certified letters, and today I sent emails as well advising that I no longer allow access to my bank account, and that all payments would be sent in, My first response was from CashNetUsa, here is what they said: Quote:
Thank you for contacting us to inquire about how you can pay off your balance.

 

Bankruptcy & Debt Collectors/Original Creditors

18 years 3 months ago
Any debt that is discharged in a BK is no longer collectible. In the eyes of the court the debt no longer exists and this is your fresh start provision for filing the BK. If a creditor or collector contacts you attempting to collect on a discharged debt,you need to be aware of a few things. 1.Notify them in writing of BK status of debt and demand they cease & desist collecting or reporting on debt. 2.

 

sjm marketing debiting my account

18 years 3 months ago
How can you stop them SJM MARKETING or any Internet payday loan from debiting account

 

What I need to do?

18 years 3 months ago
Hi I need a big help. This is my story. I had a credit card account and lost my job a couldn't afford to pay. I didn't pay for a while. The creditor sold the account to collection agency, that collection sold to another collection agency in meantime I was overhelmed with phone calls. On my credit report I saw the credit card company, the collection agency(the first one)the collection agency(the second one) all three on my negative summary. The bank written off my account.Finally I collect some money and send the money to the second collection agency and paid off my ballance.

 

inspiring questions on a weekend

18 years 3 months ago
Hello, As the weekend comes and go, I thought I post the 10 inspiring questions one should ponder 1. What do I really want? The question of the ages. So many things you want to do with your life and so little time to even go about during the day. 2. Should I really change? Today's generation has taken another level of redefining 'self', or at least that's what the kids are saying. Having an army of teenage nieces and nephews has taught me that there are far worse things that they could have had than acne or maybe even promiscuity.